Terms and Conditions of Use

Last updated: July 2014

The following terms and conditions govern the use of COL Financial Group, Inc.'s website/s ("COL Website") and/or COL's mobile application/s ("COL Mobile App"). The COL Website and COL Mobile App shall collectively be referred to as the "COL Media."

  1. GENERAL. By using the COL Media, you (the "User") agree to be bound by these terms and conditions. If the User does not agree to any of the terms and conditions, access to the COL Media is disallowed.
  2. INTELLECTUAL PROPERTY RIGHTS. Everything in the COL Media, including all real time or other information and content as well as any software programs available on or through the COL Media ("Content"), are protected by intellectual property rights laws. With the exception of information obtained from COL's third party providers, all right, title and interest in and to the COL Media and its Content are owned, licensed or controlled by COL. COL reserves the right to amend or withdraw any of the COL Media.
  3. OWNERSHIP AND USE OF COL MEDIA. COL grants access to the COL Media to the User exclusively for his personal, non-commercial, and lawful use. User agrees not to transmit, transfer, perform, broadcast, publish, reproduce, create a derivative work from, display or distribute, sell, license, rent, lease or otherwise transfer any Content to any third person (including, without limitation, others in User's company or organization) whether for direct commercial or monetary gain or otherwise without the prior written permission of COL. Requests for such permission must be in writing and should be sent to: 2401-A East Tower, Philippine Stock Exchange Center, Exchange Road, Ortigas Center, Pasig City 1605, Philippines.
  4. LIMITATION OF LIABILITY. While the Content has been obtained from sources believed to be reliable, they are provided on an "AS IS" and "AS AVAILABLE" basis. COL, its affiliates, officers, directors, employees, and agents do not make any representations and disclaim all express, implied and statutory warranties of any kind, including, but not limited to, those regarding accuracy, timeliness, completeness, correctness, timeliness, non-infringement, merchantability, or fitness for any particular purpose, or any representations or warranties arising from usage or custom or trade or by operation of law. Further, User acknowledges that due to the number of sources from where the Contents are obtained from, and the inherent hazards of electronic distribution, there may be omissions or inaccuracies in the Content. Lastly, User agrees not to hold COL liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with the COL Media or Third Party Media (as hereinafter defined) or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if COL, or representatives thereof, are advised of the possibility of such damages, losses or expenses. Any claims arising in connection with the use of COL Media must be brought within one (1) year from the date the event giving rise to such action occurred, exclusively with the appropriate courts of Pasig City, Philippines.
  5. LINKS. The COL Media may contain links to other websites or applications controlled or offered by third party providers ("Third Party Media"). COL disclaims liability for any information, material, product, or service posted or offered at said Third Party Media. The link to said Third Party Media does not mean an endorsement or recommendation from COL for any products or services offered or information contained in said Third Party Media. Neither shall COL be liable for any failure of the products or services offered or advertised at the Third Party Media. User is aware that the use of Third Party Media may be governed by differed terms and conditions and that said Third Party Media may provide less security than the COL Media.
  6. CHANGES TO TERMS AND CONDITIONS. COL may modify these terms and conditions at any time without prior notice. The continued use of the COL Media following publication of the amended terms and conditions will constitute User's acceptance of the amendment.
  7. VIOLATION OF TERMS AND CONDITIONS OF USE. COL reserves the right to seek all remedies available at law and equity for violations of these terms and conditions, including the right to block access from a particular Internet address to the COL Media.

More than just a portal for you to trade, COL Financial is a partner fully committed to help you invest wisely in the stock market. By working with us, you gain immediate access to everything you need to help you succeed.

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